财务管理英文课件Cha

Financial ManagementPPTEnglish Courseware目录•Introduction•Fundamentals of FinancialManagement•Financial statementanalysis•Budget andfinancial plan•Investment decision•Financial risk management01IntroductionCourse IntroductionThiscourseware introducesthe basicknowledge offinancial management,including financial statements,financial analysis,financial planning,investmentmanagement,riskmanagement,and soonIt aimsto helplearners understandthe importanceandnecessity of financial managementin enterprisemanagement,and providelearners with the abilitytoanalyze andsolve financial problems inpracticeCourse objectivesMasterthe basicknowledge andUnderstand theimportance andskillsof financial management necessityof financialmanagementin enterprisemanagementLearnhow toanalyze andsolve Improvelearners abilityto dealpracticalfinancialproblemswith financial management inpractice02Fundamentals ofFinancial ManagementDefinition ofFinancial Management•Summary:Financial Managementis theprocess ofoverseeing and managing the financial resourcesof an organizationto ensureits financial stability and long term success•Detailed description:FinancialManagementis theprocess ofoverseeing andmanaging thefinancial resourcesof an organization,including funds,assets,liabilities,andfinancial transactionsThe maingoal of financial managementis to ensure thefinancial stabilityand long-term successof theorganization Itinvolves makingsoundfinancial decisionsthat arein thebest interestsof theorganization,considering factors such asrisk,return,and liquidityThe goals of financialmanagement•Summary:Thegoals of financialmanagement areto ensure thefinancial stabilityand long termsuccessof anorganization,whilemeeting thefinancial needs and expectations of stakeholders•Detailed description:The primarygoal of financialmanagementis toensurethefinancialstabilityandlong-termsuccess of anorganizationThis involvesachieving financial objectives,maximizing benefits,and buildinglongterm valuesAdditionally,financialmanagementmust meetthefinancialneedsand expectationsofstakeholders,such asshareholders,credits,and investorsStakeholders havedifferent interestsandexpectationsthat mustbebalanced toachieve overallorganizational successPrinciplesofFinancialManagement•Summary:The principlesoffinancialmanagement includetheprinciples ofpractice,transparency,accountability,and fairnessin allfinancial decisions andtransactions•Detailed description:The principlesoffinancialmanagement arefundamental guidingprinciples formakingsound financialdecisions Theprinciple ofpractice callsfor organizationsto takea carefuland practicalapproachwhen makingfinancialdecisions,considering allrelevant risksand returnsTransparency requiresorganizationsto provideclear andaccurate informationabout theirfinances,ensuring thatstakeholders haveequalinformation to make informeddecisions Accountabilitydemands thatorganizations areheld responsiblefortheir financialdecisions and ensure accountabilityfor anyactions takenFinally,fairness requiresorganizations toactin thebest interestsof allstakeholders,ensuring equitytreatment andrespect fortheir rights03Financial statementanalysisBalanceSheetThe balance sheet isa financialreport thatprovides asnapshot ofa companys financial positionat aspecificpoint intimeIt shows the companysassets,liabilities,and equity,and is used to assess the companysfinancialhealth andsolvencyThe balancesheet isprepared atthe endof each accounting period and is an important tool forinvestorsand creditsto evaluatea companysfinancial strengthand creditworthinessIncomestatementThe incomestatement,also knownas theprofit andloss statement,shows therevenue andexpensesgenerated bya companyduring aspecific period of timeIt provides informationon thecompanys profitability,operating performance,and cash flowThe incomestatement isprepared foreachaccountingperiodandisusedby investors,credits,and managementto assessthecompanysfinancial performanceand strategicgoalsCash flow statementThe cashflow statementshowstheflow of cash Itprovides informationon thecompanysinto andout ofa companyduring aspecific operation,investment,and financingactivitiesperiod oftime andtheir impacton cashflow Thecash flowstatementisanimportanttoolfor assessingacompanys liquidity,solvency,and financialflexibilityIt alsohelps investorsand auditorsunderstandhow wella companymanages itscashresources andgenerates cashfrom operations04Budget andfinancialplanTypes ofbudgetsOperating CapitalCash budgetProfit budgetbudgetbudgetThis budgetcovers This budget isused forThisbudget forecasts Thisbudgetforecaststheonging businessmaking decisions about cashinflows andoutflows,profitability of theoperations,including large,longtermhelping businesses to businessover aspecificcosts ofgoods sold,investments,such asmanage their cash flowsperiodoftime,allowingexpenses,and otherproperty,plant,and andmake informedbusinesses toplan andoperatingincome andequipment decisionsabout theirmeet theirprofitabilityexpenses liquidityneeds goalsBudgetpreparation methodIdentifythe objectivesand goalsof the business:It isessential tounderstand theobjectives and goalsof thebusiness beforepreparing abudget Thishelps toalignthe budgetwiththe overall strategyof theorganizationCollect data:Gathering historicaldata onsales,expenses,and otherrelevantinformation iscritical forpreparing abudget Thisdata canbe usedto projectfuturetrends anddevelop amore accuratebudgetSet targets:Based onthe objectivesand goalsofthebusiness,set specifictargetsfor eacharea coveredin the budget Thesetargets shouldbe SMARTspecific,measurable,achievable,relevant,and timeboundBudget preparationmethodDevelop aplanPrepare aplan forachieving theset targets,including strategiesforincreasing sales,reducing expenses,andmanagingrisks Thisplan shoulddetailthe actionsthat willbe takento meetthe budgetobjectivesReview andreviseRegularly reviewthebudgettoensureit remainsaligned withtheobjectivesandgoalsofthebusinessMake necessaryadjustments ascirculationschange ornew informationbecomes availableTheimportance offinancial planning•Itprovidesdirection:A financialplan servesas aroadmap,guidingbusinesses towardstheir financialgoals Itidentifies thefinancialobjectives andmilestones tobe achieved,allowing businessesto plotacourse towardstheir desiredoutcomes•It improvesdecision making:A financialplan enablesbusinessestomake informeddecisionsaboutresourceallocation,capital investments,and othercritical areasof operationBy analyzingfinancial dataand projectingfuturetrends,businesses canmake soundstrategic choicesthat alignwith theirfinancialobjectives•It managesrisks:Financial planninghelps businessesidentify andmanage financialrisks Itallows themtoprepare forpotential challenges,such asmarket downturnsor changes in regulations,by developingcontingencyplans andadjusting strategiesaccordingly•It improvescashflowmanagement:A welltrained financialplan safeguardsthat businesseshave aclearunderstanding oftheircashinflows andoutflows Thisenables themtomakeeffective decisionsabout liquiditymanagement,including determiningappropriate levelsofcashreserves andmanaging shortterm borrowingneeds05Investment decisionStepsfor investmentdecision making•Step1:Identify investment objectives:Define thegoals andobjectivesof theinvestment,considering factorssuch asrisk tolerance,timehorizon,and returnexpectations•Step2:Research investment options:Gather informationon variousinvestment options,including stocks,bonds,mutual funds,and otherfinancial instruments•Step3:Evaluate risk and return:Assess the risk andpotential return of eachinvestmentoption,consideringfactors such as historicalperformance,volatility,and dividendyield•Step4:Balance riskand return:Compare theriskandreturn profilesof differentinvestment optionsand selectthosethat bestmatch theinvestment objectivesInvestmentevaluation methodsFinancialanalysisAnalyze thefinancialstatementsofan investment,including incomestatement,balancesheet,and cashflowstatementtoassessits performanceand potentialValuationmethodsDetermine thefair valueofaninvestment byusing variousvaluation techniques,suchasdiscounted cashflow analysis,relative valuation,and initialvaluationRisk assessmentAssesstheriskassociated withaninvestmentby consideringfactorssuchasmarket risk,credit risk,and operationalriskBalancing riskand returnRiskdiversification01Distribute investmentsacross differentasset classesand marketsegmentsto reducetheoverallrisk ofthe portfolioReturnoptimization02Maximize thereturnofthe portfoliowhile consideringthe risktolerancelevel ofthe investorPortfoliorebalancing03Regularly adjustthe allocationof assetsin theportfolio tomaintainthe desiredrisk/return profileandensurethat italignswith theinvestmentobjectives06Financial riskmanagementDefinitionand types offinancialrisks•Definition:Financial risksrefer tothe uncertaintyoffinancial lossesor negativeimpacts onan organizationsfinancialpositionDefinition andtypes offinancial risksTypesMarketRisk:The risk of loss due tochangesinmarket prices,suchas currentexchange rates,interest rates,and stockpricesCredit Risk:The riskof lossdue tothe defaultor nonperformanceof adebt orcounterpartyDefinition andtypesoffinancial risksLiquidityRiskThe riskof beingunable tobuy orsell assetsat reasonablepriceswhen neededOperationalRiskThe riskof lossdue toinadequate internalcontrols,humanerrors,or naturaldisastersCountry RiskTheriskoflossdueto political,economic,and socialfactorsin aspecific countryor regionAssessmentand managementoffinancialri单击此处添加正文，文字是您思想的提炼，为了最终呈现发布的良好效果，请尽量言简意赅的阐述观点；根据需要可酌情增减文字，以便观者可以准确理解您所传达的信息，请尽量言简意赅的阐述观点；根据需要可酌情增减文字传达的信息单击此处添加正文，文字是您思想的提炼，为了最终呈现发布的良好效果，请尽量言简意赅的阐述观点；根据需要可酌情增减文字，以便观者可以准确理解您所传达的信息，请尽量言简意赅的阐述观点；根据需要可酌情增减文字传达的信息以便观者可以准确理解您所传达的信息，请尽量言简意赅的阐述观点5*50感谢您的观看THANKS。